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Secured finance that you may be able to borrow money if you own an asset, such as a house or car, secured loans are one way.

Secured finance that you may be able to borrow money if you own an asset, such as a house or car, secured loans are one way.

They’re a standard choice for people who require a big loan ( e.g. Over ВЈ10,000), an extended loan term ( e.g. Over 5 years), or who’re having problems getting approved for a personal loan. But secured personal loans carry the possibility of losing your assets, therefore it’s help with payday loans crucial to understand the important points before investing in one.

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What exactly is a secured loan? How exactly does a secured loan work?

Secured loans – also referred to as home owner loans, mortgage loans or mortgages that are second-charge permit you to borrow cash while using the your property as ‘security’ (also referred to as ‘collateral’).